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Study Reveals Pension Funds’ Liquidity Concerns

Edition AIStudy Reveals Pension Funds' Liquidity Concerns

Pension funds are reflecting on potential liquidity risks as investments in private assets surge for higher returns. A global survey by Ortec Finance indicates 18% of pension funds lack the necessary liquidity for adverse scenarios. Among pension fund executives managing $1.451 trillion in assets in the UK, US, the Netherlands, Canada, and the Nordics, 62% believe their liquidity may be insufficient in extreme scenarios. Long-term liquidity risk is a major concern for 60% of managers, while 25% highlight short-term liquidity as the primary risk. The study attributes liquidity challenges partially to increased exposure to private assets, especially for defined benefit schemes. 80% of managers see unfunded commitments as a significant risk for DB pensions in the next three years. Despite concerns, 58% believe they manage liquidity effectively, with other risks being more pressing for 28% of managers. Only 10% consider liquidity risk a top priority.


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